Consolidate all your unsecured credit commitments and lower your monthly repayments by up to 70%.
 
How Can Debt Management Help?
Debt Management allows you to repay your debts comfortably according to what you can afford after you have met all your essential living expenses.
You make one affordable payment to us, this is then divided fairly between your creditors. This not only means that creditors will stop contacting you, but interest and charges on your debts may be frozen so
that any money that is repaid goes directly towards paying off your debts.
 
How Debt Management Benefits You.
 
One low payment.
You only pay what you can afford after you've paid all your essential bills such a food, rent and household utility bills.
No need for creditors to contact you.
You can forward all letters and refer any phone calls to ourselves. We'll deal with it.
Complete Flexibility.
If your circumstances change - you may lower or raise your payments accordingly.
No more late payment charges.
We may be able to arrange to have your payments reduced and future interest charges lowered - or even frozen.
 
Can I apply for Debt Management?
Any UK resident with two or more creditors and over £1500 of unsecured debt can apply. Our experienced advisors will guide you through the process.
 
Additional advantages of Debt Management?
 
One payment each month, no matter how many creditors you have
No hidden costs, all administration charges are covered in your monthly payments.
Guaranteed debt free by the end of the program.
All calls from angry creditors will cool off.
No more red letters demanding money sent to your home.
A detailed income and expenditure sheet will be drawn up, allowing for all needs and most wants, and an affordable payment will be arranged according to these findings.
All legal action will cease on completion of paperwork.
Most importantly, peace of mind.
 
What do you charge for this service ?
So that we can initially set up your programme and negotiate with your creditors, your first month's payment covers our implementation costs. After that, our ongoing administration charge is 17.625%. This is included in your monthly payments - not added on.
 
 
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Consumer Credit
License No. 482265
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